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Recent Conferences

October 31, 2013

Designing Affordable Health Insurance Products: The Role of Purchasers, Payers, Providers and Policy

National health care reform creates growing scrutiny on health care spending and new insurance exchanges have intensified price competition in the individual insurance market. Health plans are developing new products that feature selective provider networks, strong member financial incentives and new payment models. Because exchanges will initially cover a relatively small share of the population, the strategies of large employers are important in determining whether these new products actually influence local delivery systems. This forum examined different employer strategies including use of private exchanges with defined employer premium contributions as well as active management of employee incentives combined with new provider and service-level cost and quality transparency tools.